Lasting Powers of Attorney & Deputyships

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None of us can predict the future, but we can take steps today to protect ourselves and our loved ones should illness, injury, or age-related conditions affect our ability to make decisions. 

At Fairweather Law, we specialise in helping you put the right legal safeguards in place—whether through a Lasting Power of Attorney (LPA) or, where necessary, a Deputyship Order. 

These tools ensure your financial, health, and personal affairs remain in trusted hands, even if you lose mental capacity.

LPAs vs. Deputyships
What’s the difference and when is a Deputyship needed?

When planning for the future, it’s important to understand the distinction between LPAs and Deputyships – especially if you are concerned about what happens if someone loses mental capacity without having made an LPA.

Lasting Powers of Attorney (LPAs): Planning Ahead

An LPA is a legal document you set up while you still have mental capacity, allowing you to appoint trusted people (your “Attorneys”) to make decisions for you if you become unable to do so in the future. There are two types:

  • Property and Financial Affairs LPA: Covers decisions about your money, property, bills, and investments.
  • Health and Welfare LPA: Covers medical treatment, care arrangements, and end-of-life wishes.

LPAs give you control and peace of mind: you choose who acts for you, what powers they have, and can include instructions or preferences.

Lasting Powers of Attorney (LPAs) are legal documents you create while you still have mental capacity, allowing you to appoint trusted people (“Attorneys”) to manage your affairs if you later become unable to do so.

There are two types of LPA:

1. Property and Financial Affairs – Covers decisions about your money, property, bills, and investments.

2. Health and Welfare – Deals with medical treatment, care arrangements, and end-of-life wishes.

By contrast, a Deputyship Order is a legal arrangement granted by the Court of Protection after someone has lost mental capacity. It applies when no valid LPA exists, meaning a family member or professional must apply to the court to be appointed as a “Deputy” to manage the person’s affairs.

Key differences explained

1. Timing & control

  • An LPA is set up in advance, allowing you to choose who will act for you and under what terms. You can include preferences (e.g., “My daughter should manage my finances, but my son should make health decisions”).
  • A Deputyship is arranged after capacity is lost, meaning the court decides who will act—often a family member, but sometimes a solicitor or local authority. There is no opportunity for the person to express their wishes.

2. Scope of authority

  • An LPA can cover both finances and health, giving Attorneys broad powers to act in your best interests.
  • A Deputyship is usually limited to financial decisions—health and welfare Deputyships can be granted, but the Court of Protection usually requires further applications are made to make particular decisions about a person’s health & welfare, which can be time-consuming and costly.
3. Cost & process
  •  LPAs involve a straightforward registration process (typically 8–10 weeks), with fixed legal fees.
  •  Deputyships require a lengthy court application (6–12 months), ongoing annual fees, and stricter reporting requirements—making it more stressful and expensive for families.

What makes Fairweather Law special?

Free initial consultation

Free initial 30-minute phone consultation for both businesses and individual clients. Our legal team will discuss your needs and guide you in the right direction from the very start of our relationship.

Local to you

With offices throughout Suffolk, extending into Norfolk, and an expanding client base in the London area, we are confident in our ability to provide you with the highest standard legal advice, no matter your location.

No nonsense

We take pride in providing clear, straightforward advice without overwhelming you with unnecessary legal jargon. Our personalised approach and our ability to put you at ease, ensures a positive outcome.

Reputation

Our clients receive outstanding service, building continuing relationships that ensure they and our business partners return to us repeatedly for their legal needs.

Value

Our legal fees are tailored to the local market, we regularly monitor our rates compared to larger organisations. Being a relatively small firm ensures that our rates remain competitive.

Deputyships: When no LPA exists

If someone loses mental capacity and there is no valid LPA in place, their loved ones must apply to the Court of Protection for a Deputyship Order. The Court then appoints a “Deputy” (often a family member, but sometimes a solicitor or local authority) to manage the person’s affairs.

Key features of Deputyships

  • Court-appointed: The Court decides who is suitable to act as Deputy. This may not always be the person you would have chosen yourself.
  • Types of Deputyship:
    • Property and Financial Affairs Deputyship—most common, covering finances, property, and bills.
    • Personal Welfare Deputyship—covers care and medical decisions, but is rarely granted except in exceptional circumstances.
  • Strict supervision: Deputies must submit detailed annual reports to the Office of the Public Guardian, keep meticulous records, and act strictly within the Court’s authority.
  • Ongoing costs and complexity: Deputyship applications involve lengthy paperwork, a court fee (currently £408 per application), and ongoing annual supervision fees (typically £325). The process can take 6–12 months, during which time important decisions and payments may be delayed.

  • Limited scope: The Court is cautious about granting broad powers, especially for health and welfare decisions. Most Deputyships relate only to financial matters.

  • Responsibilities: Deputies must always act in the person’s best interests, avoid conflicts of interest, and involve the person as much as possible in decisions.

Why Deputyships matter—and why they’re a last resort

Deputyships are vital when no LPA exists, ensuring someone can step in to manage the affairs of a person who has lost capacity. However, they are generally more stressful, time-consuming, and expensive for families than LPAs. The Court’s involvement is designed to protect vulnerable individuals, but it also means less control for families and greater administrative burdens.

How Fairweather Law can help

Navigating Deputyship applications can be daunting. Our experienced team, including consultant solicitor Emma Farrar, supports clients through every stage—from preparing complex paperwork to liaising with the Court and the Office of the Public Guardian. Emma brings extensive expertise in mental capacity law, is a Family Carer Advocate, and serves as an official visitor for the Office of the Public Guardian. She regularly assists families with care home fee assessments, ensuring that clients receive informed, practical support tailored to their needs. We also advise on ongoing Deputy responsibilities and compliance, helping to minimise stress and ensure your loved one’s interests are fully protected.

If you need to apply for a Deputyship, or want to avoid the need for one by making an LPA, contact Fairweather Law today for expert guidance.

Creating a Lasting Power of Attorney now ensures you're protected and prepared for the future, rather than risking delay when it matters most.

  • Avoids court delays and stress Without an LPA, your loved ones will need to apply for a Deputyship, which can leave bills unpaid, property unsold, and care decisions in limbo for months.
  • You keep control With an LPA, you decide who acts for you, rather than leaving it to the court. You can also include binding instructions (e.g., “My Attorneys must consult my doctor before making health decisions”).
  • Broader protection Only an LPA for Health & Welfare lets your chosen Attorneys make decisions about medical treatment, care homes, or life-sustaining measures. The Court of Protection rarely grants wide permissions for Health & Welfare Deputies.
  • Save money in the long run While LPAs require an upfront cost, they are far cheaper than Deputyship applications, which involve court fees, annual supervision charges, and potentially higher legal costs.

Independent Capacity Assessments

At Fairweather Law, we provide clear, independent capacity assessments tailored to the specific decision at hand. Our expert team ensures compliance with the Mental Capacity Act 2005, helping individuals, families, and professionals make informed choices with confidence.

We assess capacity for matters such as:

• Appointing Attorneys via LPAs or court Deputyships
• Making or challenging wills
• Medical treatment and care decisions
• Resolving disputes over capacity

Our approach is thorough yet compassionate, using clear communication to ensure the person’s views are fully considered.

Lasting Powers of Attorney
FAQs

Can I appoint Fairweather Law as a professional Attorney or Deputy?

Yes. Our solicitors can act as professional Attorneys in your LPA or as court-appointed Deputies if you lose capacity without an LPA. We offer:

Expertise: A wealth of experience managing complex estates and welfare decisions.
Neutrality: Impartial administration for contentious family situations.
Continuity: Long-term support without reliance on family availability.

Contact us to discuss tailored solutions.

Your family would need to apply for a Deputyship Order, which can take months and leaves critical decisions in the hands of the court. Bank accounts, property sales, and even care arrangements may be frozen in the meantime.

Absolutely—as long as you still have mental capacity, you can revoke or amend your LPA at any time.

Contact us today to discuss how we can help you to safeguard your future. Our experienced team will guide you through creating robust, tailored LPAs that reflect your wishes and protect your interests, or advise you through the Court application process for a Deputyship.

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